Getting scammed!  

Ever been told there were “only two seats left” at that conference? Or that your “access will expire in 10 minutes unless you act now”? Yeah, me too, and I didn’t even want to go to the conference. But something in me panicked. That’s the magic (or manipulation) of language based social engineering, and as a nation we are losing billions because of it.

According to the FBI’s 2022 Internet Crime Report, over $10.3 billion was reported lost to internet-enabled scams in the U.S. alone. That’s not a typo. Ten. Billion. Dollars. California had the highest number of victims with 80,766 and Ohio was in seventh place with 13,566 victims.

It’s enough to make you question every pop-up, every “urgent” email and every limited time offer that appears just when you’re about to click away. But why do we fall for this stuff, even when we know better?

The answer lies in the psychological toolkit of something called social engineering, a method of persuasion and manipulation that uses language, emotion and urgency to nudge us into acting against our better judgment. It’s how cybercriminals, shady vendors and even high-pressure marketers get us to click before we think. As a forensic I am used to shady individuals attempting to pull the proverbial wool over someone’s eyes, including my own, but cyber criminals are in a class all by themselves.

Let’s take a metaphorical walk through this linguistic funhouse and talk about how we can turn our vulnerability into vigilance. Along the way, I will provide a backstory on the science behind the hustle, and some tips to help protect yourself from becoming another billion-dollar statistic.

Let’s start with the big one: scarcity.

Scarcity is the psychological principle that makes us think something is more valuable simply because it’s rare or appears to be. Robert Cialdini, in his bestselling book “Influence,” called it one of the key levers of persuasion. If there are “only 3 left in stock,” our brain floods with a little cortisol and shouts: ACT NOW — Even when the thing in stock is a neon garden gnome we weren’t even shopping for in the first place. Simply put, people value things more when their availability is limited. 

When we’re told something is limited, exclusive or time-sensitive, it activates our fear of missing out: aka FOMO. FOMO is the anxiety that arises when we believe others are having rewarding experiences from which we are being excluded. Psychologists link it to social comparison, low self-esteem and impulsive behavior. In digital environments, it’s the gas that fuels clickbait.

Some of the most common phrases that exploit this emotional vulnerability include:

“Only 2 left in stock.”

“Offer ends in 10 minutes!”

“Last chance to buy.”

“This won’t last!”

“Don’t miss out!”

“You’ve been selected.”

“Just for you.”

“Act now—before it’s too late!”

Sound familiar? These phrases tap into a blend of urgency, exclusivity and loss aversion, all potent forces in the behavioral psychology of decision-making. And while they are often associated with harmless marketing tactics, cybercriminals use them to much darker ends.

Cyber attackers use urgency-based language in texts to trick people into revealing sensitive information. They rely on speed, emotion and language that bypasses your rational filter.

Another favorite tactic is pretexting. According to an internet security vendor, Vade Secure, this trick involves pretending to be someone trustworthy, like a colleague, a service provider or your boss to get you to perform an action you normally wouldn’t. A classic line might be: “Can you send me the password real quick? I’m locked out.” It works because it is offered in the language of “false” familiarity, and the FBI cybercrime statistics shows it works.

Wikipedia describes social engineering as a means of influencing particular attitudes and social behaviors on a large scale. On a consumer level it is akin to a psychological chess game. It targets us as consumers. The words we read and hear create micro-emotions that affect our decision-making and bypasses our more discriminating/critical minds more than the actual facts. Emotion is king although we would like to think we are more rational in our decision making. 

It’s humbling to realize that psychologists, lawyers and techies can all fall prey to social engineering tactics. Intelligence does not shield us from persuasion. As Oscar Wilde once said, “I can resist everything except temptation.”

Understand the triggers.

The good news? Once we understand these triggers, we can prepare ourselves and build our resistance to temptation. Here are five psychological defenses you can practice:

1. Slow Down. The more urgent the language is, the more likely it is a trap. Pause before you act. Let your rational brain catch up. If the offer is in print form, circle the words “only, offer ends, last chance, will not last and don’t miss.” If its digital try to print it out, or better yet, write the words down so you can take notice and pause your trigger finger before saying “yes.”

2. Look for signs of automation. Phrases like “just for you” that appear in a generic mass email? That’s a red flag.

3. Reverse the question. If someone says, “Only 3 left,” ask yourself the question: Do I really need this? Why the rush?

4. Don’t click when emotional. Fear, excitement and anger are the top states scammers exploit. Check your pulse. If your heart is beating faster you are probably in one of these emotional states and it’s time to step away.

5. Upgrade your digital hygiene. Use password managers, enable multi-factor authentication and visit only secure websites.

Beyoncé once said, “Power is not given to you. You have to take it.” The same goes for your attention span. 

Want to get better at finding the flaws in your digital decision making? Write down the five suggestions I’ve provided above and teach them to someone else — Your life partner, a friend, a child. As you have probably found out, when you teach something you have to learn it. Teaching what you want to learn is an excellent way to incorporate the learning into a personal “tool box.” Perhaps you will gather some examples in your teaching exercise and thus be able to spot the language of manipulation, learn how to pause when pressured and find techniques you can share with someone you love about how you learned to reclaim your power to make thoughtful decisions.

Remember the words of Maya Angelou: “When someone shows you who they are, believe them the first time.” When you see a digital pop-up shouting at you, flashes red or promises something too good to be true, it shows you who it is.

You are not naïve. You are human.

You crave connection, opportunity, validation. Marketers and manipulators know this. But now you do too.

So, the next time your screen lights up with “only 2 seats left,” smile and ask yourself: is this urgency or just someone trying to rent space in my amygdala?

Do not let clickbait decide your next move. Let self-awareness and digital savvy be your new default.

Let’s turn the lens onto some of the greatest hits of linguistic manipulation in recent years. Because, when we learn from others’ mistakes, we save ourselves some painful lessons.

The Twitter Bitcoin Scam (2020). In one of the most infamous social engineering scams of the past decade, high-profile Twitter accounts, including Elon Musk, Barack Obama and Apple were hijacked to tweet out a promise: send Bitcoin to a wallet address, and the sender would get double the amount in return. The urgency was built in: “Only doing this for 30 minutes!” The scam stole $117,000 in Bitcoin from its victims.

The Facebook ‘Look Who Died’ Hoax. A classic fear-based hook that circulates in private messages: “Look who just died — it’s someone you know.” The link appears to go to a news article or obituary but actually leads to malware. It capitalizes on our social concern and curiosity. Psychologists call this the ‘death salience effect’ which is our heightened attention and reaction to mortality-related cues.

The IRS Scam Call. Someone posing as an IRS agent calls to say you owe back taxes and must pay immediately or face arrest. The script is authoritative and terrifying. The con works because it mimics legitimate language and preys on fear of authority. In reality, the IRS never calls first or demands payment via gift cards, but the scammers rely on your panic to skip critical thinking.

The Celebrity Endorsement Deepfake. Imagine Morgan Freeman or someone who looks and sounds just like him appearing in a video to tell you to buy crypto. Advances in AI-generated voice and video (deepfakes) are being used to lend false credibility to scams. It’s not just language anymore it’s synthetic believability. When paired with urgent text and flashy graphics, these scams can be nearly indistinguishable from reality.

The Neuroscience of Urgency: A Hijacked Brain

During a social engineering attempt our brain is hijacked. It’s not just psychology, it’s neurology. The amygdala, that part of our brain when we sense urgency or threat is activated. 

When the language uses emotional triggers, our amygdala will route our brain energy away from our prefrontal cortex. The prefrontal is the area responsible for logic and reason whereas the amygdala causes our brain to reroute our behavior into reactive, impulsive systems. This shift makes us more likely to click, share, buy or panic. Smart marketers and malicious know this.

That’s why headlines like “URGENT: Your account has been compromised” or “YOU’VE WON!” trigger amygdala activation.

Language Matters: Manipulative vs. Mindful Messaging

It’s worth asking: what would ethical persuasion look like in this landscape? Not all urgency is evil. If your flight really is about to board, you need that info quickly. If there is a genuine discount that’s ending, a heads-up is helpful.

Mindful messaging is different and respects the audience. It presents facts, offers time to consider and never shames or pressures. Consider the contrast:

Manipulative: “Act now or regret it forever.”

Mindful: “Offer ends Friday — feel free to reach out with questions.”

Manipulative: “Only losers miss this chance!”

Mindful: “Here’s a limited-time opportunity — see if it fits your needs.”

Language is a tool. When used ethically, it informs. When used manipulatively, it coerces.

From Victim to Vigilant: Community Awareness

Want to do more than protect yourself? Like I suggested earlier, teach others. Social engineering thrives in silence. Teach through the examples offered above. Share a personal story, which will engage your audience.

Be kind to yourself. Falling for a scam does not make you dumb — it proves you’re human. Even cybersecurity experts have been duped. The game has changed, and the players are more sophisticated.

Now, let’s go out there and scroll a little smarter, click a little slower and reclaim our attention span.

Thanks for reading the column. Please go to the AI website (americanisraelite.com) and post a comment. 

Questions? Suggestions? Send me an email at psychology@americanisraelite.com. Be well. See you here next month.